CHILL CONSULTANTS
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Terms & Conditions

Effective Date: March 23, 2026

Welcome to CHILL CONSULTANTS, LLC. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, as well as our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

2. Services Offered

CHILL CONSULTANTS, LLC is a direct business lender providing various financing solutions, including but not limited to:

  • Working Capital Loans
  • Revenue-Based Financing
  • Equipment Financing
  • Business Expansion Funding

All financing is subject to application approval, creditworthiness, and our internal underwriting standards.

3. Eligibility

To apply for financing, you must:

  • Be at least 18 years of age
  • Have the legal authority to bind the business entity you represent
  • Operate a legitimate business in good standing
  • Provide accurate and complete information in your application

4. Application Process

When you submit a financing application, you represent and warrant that:

  • All information provided is true, accurate, and complete
  • You have the authority to submit the application on behalf of your business
  • You will promptly update us if any information changes

Submission of an application does not guarantee approval or funding. We reserve the right to request additional documentation or information as part of our evaluation process.

5. Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with or disrupt the operation of the website
  • Transmit any viruses, malware, or harmful code
  • Collect or harvest personal information from other users

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of CHILL CONSULTANTS, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

7. SMS & Text Messaging Terms

If you opt in to receive SMS or text messages from CHILL CONSULTANTS, LLC, the following terms apply:

Consent

By providing your mobile phone number and checking the SMS opt-in box, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from CHILL CONSULTANTS, LLC, sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message Frequency

Message frequency varies. You may receive up to 4 messages per month.

Message and Data Rates

Message and data rates may apply depending on your mobile carrier's plan.

Opt-Out Instructions

You can opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.

Help Instructions

For assistance with SMS messages, reply HELP to any message, or contact us at zach@chillconsultants.com.

Consent Not Required for Purchase

Consent to receive SMS messages is NOT a condition of purchase or of obtaining financing services from CHILL CONSULTANTS, LLC. You may apply for and receive funding without opting in to SMS communications.

Supported Carriers

SMS messages are supported on major carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Check with your carrier for availability.

8. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

  • The website will be uninterrupted, timely, secure, or error-free
  • The information provided will be accurate, reliable, or complete
  • Any defects or errors will be corrected

9. Limitation of Liability

To the fullest extent permitted by law, CHILL CONSULTANTS, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

  • Your use or inability to use our website or services
  • Any unauthorized access to or use of our servers or personal information
  • Any interruption or cessation of transmission to or from our website
  • Any bugs, viruses, or other harmful code transmitted by third parties

10. Indemnification

You agree to indemnify, defend, and hold harmless CHILL CONSULTANTS, LLC, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or in connection with:

  • Your use of our website or services
  • Your violation of these Terms & Conditions
  • Your violation of any third-party rights
  • Any false or misleading information you provide

11. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by CHILL CONSULTANTS, LLC. We are not responsible for the content, privacy policies, or practices of any third-party websites. You access such websites at your own risk.

12. Modifications to Terms

We reserve the right to modify these Terms & Conditions at any time. Any changes will be posted on this page with an updated effective date. Your continued use of our website after any changes indicates your acceptance of the modified terms.

13. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions. Any disputes arising out of or relating to these terms shall be resolved in the courts located in Utah.

14. Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms & Conditions, together with our Privacy Policy, constitute the entire agreement between you and CHILL CONSULTANTS, LLC regarding your use of our website and services.

16. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

CHILL CONSULTANTS, LLC
7872 S REDWOOD DR
WEST JORDAN, UT 84604
Email: zach@chillconsultants.com

CHILL CONSULTANTS, LLC

7872 S REDWOOD DR
WEST JORDAN, UT 84604

zach@chillconsultants.com

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